Important Disclaimers

The information provided through our consultation services is for general guidance purposes only. It should not be considered as personalised financial advice tailored to your specific circumstances without a comprehensive assessment.

Our consultations provide analytical reviews and discussions about financial planning approaches. We do not provide specific recommendations or direct financial advice. Always consult qualified professionals before making significant financial decisions.

To the fullest extent permitted by Australian law, novaridelyquth limits its liability in the following ways:

• We are not liable for any direct, indirect, or consequential losses arising from your use of our consultation services
• Our total liability is limited to the amount paid for our services in the preceding 12 months
• We exclude liability for any losses resulting from market volatility or economic changes
• No liability exists for decisions made based on general discussions during consultations

While we strive to provide current and accurate information during our consultations, financial markets and regulations change frequently. We cannot guarantee the completeness or accuracy of all information discussed.

Our services are provided "as is" without warranties of any kind, express or implied, including but not limited to merchantability or fitness for a particular purpose.

Individual results may vary based on personal circumstances, market conditions, and implementation of discussed strategies.

Our consultations may reference external resources, websites, or third-party services for additional information.

We are not responsible for the content, accuracy, or availability of any external resources mentioned during our consultations.

Our subscription service provides general financial planning discussions and analytical reviews. Please consider these important points:

• All financial decisions should be made after careful consideration of your personal circumstances
• Market conditions can change rapidly, affecting the relevance of any strategies discussed
• We recommend diversifying your information sources and seeking multiple perspectives
• Tax implications vary by individual circumstances and current legislation

Our consultation service focuses on educational discussions about financial planning concepts and approaches.

For specific advice tailored to your situation, please consult licensed financial advisers, accountants, or legal professionals as appropriate.

By using our services, you agree to indemnify and hold harmless novaridelyquth from any claims, losses, or damages arising from your use of our consultation services or decisions made following our discussions.

These disclaimers and your use of our services are governed by Australian law.

Any disputes arising from our services will be subject to the exclusive jurisdiction of the courts of Australia.

Some rights and remedies may vary depending on your state or territory of residence within Australia.

We may update these disclaimers periodically to reflect changes in our services or legal requirements. Continued use of our services constitutes acceptance of any modifications.

August 31, 2025

By subscribing to our services, you acknowledge that you have read, understood, and agree to be bound by these disclaimers.

If you have questions about these disclaimers or our services, please contact us using the information provided below.